SIP Calculator

Estimate the potential growth of your Systematic Investment Plan (SIP) over time.

Returns Estimator

Estimation is based on historical performance

₹
1 Year30 Years
8%30%

The total value of your investment after 10 years will be

₹11,61,695
Invested
₹6,00,000
Returns
₹5,61,695

What is a SIP Calculator?

A SIP (Systematic Investment Plan) Calculator is a financial tool that helps you estimate the potential future value of your regular mutual fund investments made at fixed intervals (usually monthly).

It uses the concept of **compounding** to project how your money can grow over time based on your investment amount, duration, and expected rate of return.

SIP Formula

The future value of a SIP is calculated using the **future value of an annuity due** formula:

FV = P ×((1 + r)ⁿ - 1)-------------r

Where:

  • FV = Future Value of your SIP investment
  • P = Monthly investment amount
  • r = Monthly rate of return (Annual return ÷ 12 ÷ 100)
  • n = Total number of SIP payments (Months = Years × 12)

Note: This calculator assumes that returns are compounded monthly and that the investment is made at the beginning of each period (annuity due).